Call reports 2015
KENNETT TRUST BANK — 2015
What KENNETT TRUST BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 103,585,000 | 98,978,000 | 92,773,000 | 97,271,000 |
| Total loans | 62,114,000 | 62,334,000 | 62,040,000 | 57,726,000 |
| Allowance for loan losses | 522,000 | 628,000 | 714,000 | 810,000 |
| Securities available for sale | 28,229,000 | 25,329,000 | 19,443,000 | 19,073,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 557,000 | 500,000 | 468,000 | 461,000 |
| Total deposits | 88,701,000 | 84,619,000 | 78,268,000 | 82,888,000 |
| Interest-bearing deposits | 70,154,000 | 67,980,000 | 58,925,000 | 55,093,000 |
| Noninterest-bearing deposits | 18,547,000 | 16,639,000 | 19,343,000 | 27,795,000 |
| Equity capital | 12,479,000 | 12,156,000 | 12,253,000 | 12,167,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,008,000 | 1,980,000 | 2,900,000 | 3,763,000 |
| Interest expense | 126,000 | 253,000 | 376,000 | 490,000 |
| Net interest income | 882,000 | 1,727,000 | 2,524,000 | 3,273,000 |
| Noninterest income | 235,000 | 459,000 | 732,000 | 992,000 |
| Noninterest expense | 922,000 | 1,847,000 | 2,734,000 | 3,580,000 |
| Provision for loan losses | 91,000 | 208,000 | 325,000 | 473,000 |
| Pretax income | 259,000 | 371,000 | 573,000 | 588,000 |
| Income tax | 58,000 | 65,000 | 100,000 | 68,000 |
| Net income | 201,000 | 306,000 | 473,000 | 520,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,968,000 | 11,954,000 | 12,038,000 | 11,967,000 |
| Total capital | 12,490,000 | 12,582,000 | 12,752,000 | 12,764,000 |
| Risk-weighted assets | 73,160,000 | 72,221,000 | 66,397,000 | 63,706,000 |