Call reports 2014
KENNETT TRUST BANK — 2014
What KENNETT TRUST BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 97,848,000 | 99,370,000 | 104,530,000 | 107,481,000 |
| Total loans | 52,605,000 | 59,063,000 | 65,110,000 | 62,635,000 |
| Allowance for loan losses | 580,000 | 425,000 | 385,000 | 604,000 |
| Securities available for sale | 25,408,000 | 25,750,000 | 27,683,000 | 28,845,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 1,195,000 | 1,208,000 | 621,000 | 588,000 |
| Total deposits | 83,788,000 | 82,198,000 | 83,518,000 | 92,842,000 |
| Interest-bearing deposits | 67,845,000 | 67,033,000 | 70,319,000 | 69,739,000 |
| Noninterest-bearing deposits | 15,943,000 | 15,165,000 | 13,199,000 | 23,103,000 |
| Equity capital | 11,864,000 | 12,281,000 | 12,270,000 | 12,317,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 961,000 | 1,957,000 | 2,993,000 | 4,010,000 |
| Interest expense | 124,000 | 244,000 | 375,000 | 507,000 |
| Net interest income | 837,000 | 1,713,000 | 2,618,000 | 3,503,000 |
| Noninterest income | 225,000 | 600,000 | 827,000 | 1,100,000 |
| Noninterest expense | 969,000 | 1,926,000 | 2,887,000 | 3,801,000 |
| Provision for loan losses | 14,000 | 26,000 | 26,000 | 285,000 |
| Pretax income | 79,000 | 361,000 | 534,000 | 519,000 |
| Income tax | -4,000 | 46,000 | 77,000 | 43,000 |
| Net income | 83,000 | 315,000 | 457,000 | 476,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,797,000 | 11,947,000 | 11,985,000 | 11,885,000 |
| Total capital | 12,377,000 | 12,372,000 | 12,370,000 | 12,489,000 |
| Risk-weighted assets | 64,168,000 | 70,559,000 | 75,341,000 | 73,799,000 |