Call reports 2013
KENNETT TRUST BANK — 2013
What KENNETT TRUST BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 101,736,000 | 96,926,000 | 92,647,000 | 113,209,000 |
| Total loans | 60,979,000 | 58,844,000 | 54,652,000 | 51,749,000 |
| Allowance for loan losses | 623,000 | 611,000 | 603,000 | 601,000 |
| Securities available for sale | 11,250,000 | 18,123,000 | 18,978,000 | 18,895,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 9,252,000 | 4,640,000 | 4,378,000 | 4,039,000 |
| Total deposits | 84,952,000 | 81,976,000 | 77,704,000 | 98,440,000 |
| Interest-bearing deposits | 67,086,000 | 62,888,000 | 63,581,000 | 67,702,000 |
| Noninterest-bearing deposits | 17,866,000 | 19,088,000 | 14,123,000 | 30,738,000 |
| Equity capital | 12,199,000 | 11,749,000 | 11,657,000 | 11,582,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,149,000 | 2,238,000 | 3,295,000 | 4,274,000 |
| Interest expense | 185,000 | 323,000 | 449,000 | 575,000 |
| Net interest income | 964,000 | 1,915,000 | 2,846,000 | 3,699,000 |
| Noninterest income | 212,000 | 341,000 | 567,000 | 801,000 |
| Noninterest expense | 980,000 | 1,977,000 | 2,981,000 | 4,029,000 |
| Provision for loan losses | 60,000 | 75,000 | 75,000 | 75,000 |
| Pretax income | 136,000 | 260,000 | 413,000 | 452,000 |
| Income tax | 7,000 | 11,000 | 32,000 | 36,000 |
| Net income | 129,000 | 249,000 | 381,000 | 416,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,811,000 | 11,813,000 | 11,827,000 | 11,744,000 |
| Total capital | 12,435,000 | 12,424,000 | 12,430,000 | 12,345,000 |
| Risk-weighted assets | 71,717,000 | 68,114,000 | 65,343,000 | 65,833,000 |