Call reports 2012
KENNETT TRUST BANK — 2012
What KENNETT TRUST BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 103,921,000 | 105,280,000 | 105,068,000 | 116,524,000 |
| Total loans | 63,445,000 | 67,998,000 | 68,914,000 | 65,462,000 |
| Allowance for loan losses | 898,000 | 916,000 | 864,000 | 709,000 |
| Securities available for sale | 10,218,000 | 10,318,000 | 11,559,000 | 11,469,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 13,776,000 | 13,129,000 | 11,434,000 | 10,018,000 |
| Total deposits | 87,328,000 | 88,580,000 | 84,636,000 | 99,587,000 |
| Interest-bearing deposits | 68,934,000 | 71,095,000 | 68,196,000 | 71,600,000 |
| Noninterest-bearing deposits | 18,394,000 | 17,485,000 | 16,440,000 | 27,987,000 |
| Equity capital | 12,078,000 | 12,121,000 | 12,368,000 | 12,302,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,250,000 | 2,508,000 | 3,798,000 | 5,003,000 |
| Interest expense | 253,000 | 418,000 | 589,000 | 753,000 |
| Net interest income | 997,000 | 2,090,000 | 3,209,000 | 4,250,000 |
| Noninterest income | 307,000 | 552,000 | 840,000 | 1,083,000 |
| Noninterest expense | 1,034,000 | 2,224,000 | 3,204,000 | 4,199,000 |
| Provision for loan losses | 5,000 | 5,000 | 30,000 | 85,000 |
| Pretax income | 265,000 | 413,000 | 815,000 | 1,049,000 |
| Income tax | 56,000 | 65,000 | 185,000 | 246,000 |
| Net income | 209,000 | 348,000 | 630,000 | 803,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,754,000 | 11,725,000 | 11,888,000 | 11,825,000 |
| Total capital | 12,652,000 | 12,641,000 | 12,752,000 | 12,534,000 |
| Risk-weighted assets | 74,613,000 | 77,000,000 | 78,617,000 | 78,393,000 |