Call reports 2011
KENNETT TRUST BANK — 2011
What KENNETT TRUST BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 101,698,000 | 102,089,000 | 102,988,000 | 118,336,000 |
| Total loans | 68,189,000 | 71,182,000 | 71,417,000 | 65,969,000 |
| Allowance for loan losses | 746,000 | 895,000 | 879,000 | 884,000 |
| Securities available for sale | 9,513,000 | 9,815,000 | 9,271,000 | 10,145,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 9,179,000 | 8,412,000 | 8,147,000 | 7,759,000 |
| Total deposits | 83,832,000 | 85,802,000 | 84,980,000 | 101,841,000 |
| Interest-bearing deposits | 53,530,000 | 58,230,000 | 55,994,000 | 60,339,000 |
| Noninterest-bearing deposits | 30,302,000 | 27,572,000 | 28,986,000 | 41,502,000 |
| Equity capital | 10,366,000 | 11,358,000 | 11,856,000 | 11,925,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,372,000 | 2,806,000 | 4,231,000 | 5,559,000 |
| Interest expense | 219,000 | 429,000 | 641,000 | 840,000 |
| Net interest income | 1,153,000 | 2,377,000 | 3,590,000 | 4,719,000 |
| Noninterest income | 353,000 | 702,000 | 1,038,000 | 1,263,000 |
| Noninterest expense | 1,054,000 | 2,084,000 | 3,131,000 | 4,171,000 |
| Provision for loan losses | 63,000 | -637,000 | -637,000 | -602,000 |
| Pretax income | 389,000 | 1,632,000 | 2,172,000 | 2,451,000 |
| Income tax | 111,000 | 563,000 | 727,000 | 783,000 |
| Net income | 278,000 | 1,069,000 | 1,445,000 | 1,668,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,509,000 | 11,301,000 | 11,566,000 | 11,655,000 |
| Total capital | 11,255,000 | 12,196,000 | 12,445,000 | 12,540,000 |
| Risk-weighted assets | 78,057,000 | 80,994,000 | 80,157,000 | 79,718,000 |