Call reports 2010
KENNETT TRUST BANK — 2010
What KENNETT TRUST BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 104,352,000 | 100,844,000 | 101,634,000 | 96,907,000 |
| Total loans | 68,373,000 | 71,112,000 | 73,092,000 | 68,169,000 |
| Allowance for loan losses | 834,000 | 982,000 | 745,000 | 732,000 |
| Securities available for sale | 4,261,000 | 4,221,000 | 4,641,000 | 8,854,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 15,241,000 | 12,303,000 | 10,975,000 | 6,965,000 |
| Total deposits | 81,955,000 | 78,920,000 | 78,574,000 | 80,304,000 |
| Interest-bearing deposits | 56,054,000 | 54,694,000 | 51,889,000 | 48,557,000 |
| Noninterest-bearing deposits | 25,901,000 | 24,226,000 | 26,685,000 | 31,747,000 |
| Equity capital | 11,491,000 | 11,450,000 | 11,616,000 | 10,095,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,599,000 | 2,977,000 | 4,446,000 | 5,885,000 |
| Interest expense | 305,000 | 606,000 | 908,000 | 1,219,000 |
| Net interest income | 1,294,000 | 2,371,000 | 3,538,000 | 4,666,000 |
| Noninterest income | 330,000 | 806,000 | 983,000 | 1,141,000 |
| Noninterest expense | 996,000 | 2,041,000 | 3,089,000 | 4,161,000 |
| Provision for loan losses | 150,000 | 344,000 | 407,000 | 1,603,000 |
| Pretax income | 478,000 | 792,000 | 1,025,000 | 43,000 |
| Income tax | 127,000 | 229,000 | 287,000 | -110,000 |
| Net income | 351,000 | 563,000 | 738,000 | 153,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,486,000 | 11,472,000 | 11,537,000 | 10,342,000 |
| Total capital | 12,320,000 | 12,426,000 | 12,283,000 | 11,074,000 |
| Risk-weighted assets | 74,168,000 | 75,530,000 | 77,187,000 | 76,450,000 |