Call reports 2008
KENNETT TRUST BANK — 2008
What KENNETT TRUST BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 100,446,000 | 101,176,000 | 103,336,000 | 104,591,000 |
| Total loans | 65,324,000 | 68,423,000 | 68,602,000 | 64,679,000 |
| Allowance for loan losses | 785,000 | 786,000 | 810,000 | 840,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 24,452,000 | 21,822,000 | 21,417,000 | 21,178,000 |
| Total deposits | 77,754,000 | 78,351,000 | 77,947,000 | 87,102,000 |
| Interest-bearing deposits | 52,788,000 | 52,218,000 | 53,522,000 | 53,483,000 |
| Noninterest-bearing deposits | 24,966,000 | 26,133,000 | 24,425,000 | 33,619,000 |
| Equity capital | 10,207,000 | 9,972,000 | 10,341,000 | 10,627,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,588,000 | 3,161,000 | 4,786,000 | 6,325,000 |
| Interest expense | 610,000 | 1,132,000 | 1,647,000 | 2,109,000 |
| Net interest income | 978,000 | 2,029,000 | 3,139,000 | 4,216,000 |
| Noninterest income | 539,000 | 422,000 | 891,000 | 1,330,000 |
| Noninterest expense | 896,000 | 1,808,000 | 2,698,000 | 3,673,000 |
| Provision for loan losses | 60,000 | 100,000 | 175,000 | 250,000 |
| Pretax income | 561,000 | 543,000 | 1,157,000 | 1,623,000 |
| Income tax | 106,000 | 237,000 | 367,000 | 432,000 |
| Net income | 455,000 | 306,000 | 790,000 | 1,191,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,207,000 | 9,972,000 | 10,341,000 | 10,627,000 |
| Total capital | 10,992,000 | 10,758,000 | 11,151,000 | 11,448,000 |
| Risk-weighted assets | 66,797,000 | 68,225,000 | 68,940,000 | 65,646,000 |