Call reports 2007
KENNETT TRUST BANK — 2007
What KENNETT TRUST BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 97,415,000 | 100,645,000 | 104,326,000 | 100,741,000 |
| Total loans | 56,488,000 | 64,004,000 | 65,464,000 | 65,407,000 |
| Allowance for loan losses | 713,000 | 726,000 | 730,000 | 764,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 30,761,000 | 25,942,000 | 26,328,000 | 24,236,000 |
| Total deposits | 74,537,000 | 79,639,000 | 76,897,000 | 76,958,000 |
| Interest-bearing deposits | 52,946,000 | 60,200,000 | 55,377,000 | 54,250,000 |
| Noninterest-bearing deposits | 21,591,000 | 19,439,000 | 21,520,000 | 22,708,000 |
| Equity capital | 10,201,000 | 9,251,000 | 9,519,000 | 9,860,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,516,000 | 3,020,000 | 4,660,000 | 6,274,000 |
| Interest expense | 699,000 | 1,401,000 | 2,178,000 | 2,899,000 |
| Net interest income | 817,000 | 1,619,000 | 2,482,000 | 3,375,000 |
| Noninterest income | 355,000 | 279,000 | 822,000 | 1,453,000 |
| Noninterest expense | 796,000 | 1,630,000 | 2,466,000 | 3,420,000 |
| Provision for loan losses | 42,000 | 130,000 | 210,000 | 297,000 |
| Pretax income | 334,000 | 138,000 | 628,000 | 1,111,000 |
| Income tax | 87,000 | 127,000 | 192,000 | 186,000 |
| Net income | 247,000 | 11,000 | 436,000 | 925,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,985,000 | 8,938,000 | 9,519,000 | 9,860,000 |
| Total capital | 10,698,000 | 9,664,000 | 10,249,000 | 10,624,000 |
| Risk-weighted assets | 61,519,000 | 73,655,000 | 69,689,000 | 67,017,000 |