Call reports 2002
KENNETT TRUST BANK — 2002
What KENNETT TRUST BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 116,238,000 | 114,729,000 | 109,064,000 | 115,156,000 |
| Total loans | 58,795,000 | 60,078,000 | 60,197,000 | 54,095,000 |
| Allowance for loan losses | 719,000 | 850,000 | 719,000 | 976,000 |
| Securities available for sale | 31,593,000 | 30,986,000 | 25,146,000 | 28,890,000 |
| Securities held to maturity | 13,919,000 | 10,764,000 | 12,681,000 | 13,456,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,146,000 | 91,217,000 | 85,089,000 | 91,914,000 |
| Interest-bearing deposits | 82,452,000 | 79,300,000 | 74,396,000 | 79,319,000 |
| Noninterest-bearing deposits | 10,694,000 | 11,917,000 | 10,693,000 | 12,595,000 |
| Equity capital | 9,661,000 | 10,110,000 | 10,532,000 | 10,353,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,854,000 | 3,507,000 | 5,251,000 | 6,915,000 |
| Interest expense | 912,000 | 1,723,000 | 2,473,000 | 3,180,000 |
| Net interest income | 942,000 | 1,784,000 | 2,778,000 | 3,735,000 |
| Noninterest income | 237,000 | 463,000 | 681,000 | 894,000 |
| Noninterest expense | 844,000 | 1,618,000 | 2,373,000 | 3,197,000 |
| Provision for loan losses | 345,000 | 510,000 | 545,000 | 890,000 |
| Pretax income | -9,000 | 120,000 | 619,000 | 671,000 |
| Income tax | 15,000 | 25,000 | 100,000 | 58,000 |
| Net income | -24,000 | 95,000 | 519,000 | 613,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,761,000 | 9,881,000 | 10,306,000 | 10,116,000 |
| Total capital | 10,480,000 | 10,731,000 | 11,025,000 | 10,944,000 |
| Risk-weighted assets | 76,035,000 | 76,409,000 | 73,786,000 | 66,115,000 |