Call reports 2001
KENNETT TRUST BANK — 2001
What KENNETT TRUST BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 112,654,000 | 112,385,000 | 116,229,000 | 119,280,000 |
| Total loans | 64,925,000 | 68,631,000 | 68,651,000 | 59,523,000 |
| Allowance for loan losses | 750,000 | 748,000 | 706,000 | 684,000 |
| Securities available for sale | 20,467,000 | 16,742,000 | 21,576,000 | 30,117,000 |
| Securities held to maturity | 11,467,000 | 11,985,000 | 14,049,000 | 14,583,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,287,000 | 88,728,000 | 92,046,000 | 96,112,000 |
| Interest-bearing deposits | 77,815,000 | 78,954,000 | 82,087,000 | 83,931,000 |
| Noninterest-bearing deposits | 10,472,000 | 9,774,000 | 9,959,000 | 12,181,000 |
| Equity capital | 9,317,000 | 9,551,000 | 9,982,000 | 9,698,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,013,000 | 4,088,000 | 6,292,000 | 8,228,000 |
| Interest expense | 1,155,000 | 2,316,000 | 3,472,000 | 4,556,000 |
| Net interest income | 858,000 | 1,772,000 | 2,820,000 | 3,672,000 |
| Noninterest income | 221,000 | 454,000 | 667,000 | 874,000 |
| Noninterest expense | 741,000 | 1,462,000 | 2,226,000 | 3,131,000 |
| Provision for loan losses | 50,000 | 115,000 | 210,000 | 280,000 |
| Pretax income | 289,000 | 650,000 | 1,048,000 | 1,132,000 |
| Income tax | 35,000 | 138,000 | 213,000 | 210,000 |
| Net income | 254,000 | 512,000 | 835,000 | 922,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,399,000 | 9,658,000 | 9,980,000 | 9,786,000 |
| Total capital | 10,149,000 | 10,406,000 | 10,688,000 | 10,470,000 |
| Risk-weighted assets | 71,067,000 | 75,721,000 | 76,281,000 | 77,967,000 |