Call reports 2001
FRONTIER NATIONAL BANK — 2001
What FRONTIER NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 88,492,000 | 88,012,000 | 98,188,000 | 93,430,000 |
| Total loans | 57,808,000 | 61,632,000 | 69,232,000 | 70,447,000 |
| Allowance for loan losses | 438,000 | 442,000 | 440,000 | 495,000 |
| Securities available for sale | 17,056,000 | 16,643,000 | 16,489,000 | 10,203,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,338,000 | 69,768,000 | 70,628,000 | 72,599,000 |
| Interest-bearing deposits | 61,715,000 | 61,387,000 | 61,744,000 | 63,045,000 |
| Noninterest-bearing deposits | 8,623,000 | 8,381,000 | 8,884,000 | 9,554,000 |
| Equity capital | 7,081,000 | 6,985,000 | 7,164,000 | 6,871,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,642,000 | 3,250,000 | 4,933,000 | 6,496,000 |
| Interest expense | 829,000 | 1,631,000 | 2,431,000 | 3,176,000 |
| Net interest income | 813,000 | 1,619,000 | 2,502,000 | 3,320,000 |
| Noninterest income | 140,000 | 306,000 | 502,000 | 714,000 |
| Noninterest expense | 577,000 | 1,210,000 | 1,833,000 | 2,484,000 |
| Provision for loan losses | 14,000 | 16,000 | 46,000 | 96,000 |
| Pretax income | 409,000 | 746,000 | 1,172,000 | 1,665,000 |
| Income tax | 114,000 | 188,000 | 290,000 | 458,000 |
| Net income | 295,000 | 558,000 | 882,000 | 1,207,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,804,000 | 6,756,000 | 6,805,000 | 6,690,000 |
| Total capital | 7,242,000 | 7,198,000 | 7,245,000 | 7,185,000 |
| Risk-weighted assets | 59,726,000 | 62,213,000 | 68,778,000 | 64,637,000 |