Call reports 2002
MOORESVILLE SAVINGS BANK, INC., SSB — 2002
What MOORESVILLE SAVINGS BANK, INC., SSB reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 138,898,000 | 137,642,000 | 142,768,000 | 137,844,000 |
| Total loans | 117,865,000 | 119,718,000 | 117,131,000 | 111,708,000 |
| Allowance for loan losses | 892,000 | 890,000 | 890,000 | 864,000 |
| Securities available for sale | 643,000 | 645,000 | 641,000 | 636,000 |
| Securities held to maturity | 1,021,000 | 1,021,000 | 1,021,000 | 1,022,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,658,000 | 110,532,000 | 115,044,000 | 114,900,000 |
| Interest-bearing deposits | 109,230,000 | 107,502,000 | 112,791,000 | 111,963,000 |
| Noninterest-bearing deposits | 2,428,000 | 3,030,000 | 2,253,000 | 2,937,000 |
| Equity capital | 18,755,000 | 18,764,000 | 18,757,000 | 18,994,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,509,000 | 4,779,000 | 7,083,000 | 9,242,000 |
| Interest expense | 1,005,000 | 1,970,000 | 3,012,000 | 3,682,000 |
| Net interest income | 1,504,000 | 2,809,000 | 4,071,000 | 5,560,000 |
| Noninterest income | 60,000 | 145,000 | 201,000 | 270,000 |
| Noninterest expense | 1,163,000 | 2,218,000 | 3,262,000 | 4,140,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 401,000 | 736,000 | 1,010,000 | 1,690,000 |
| Income tax | 143,000 | 284,000 | 379,000 | 627,000 |
| Net income | 258,000 | 452,000 | 631,000 | 1,063,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,749,000 | 18,759,000 | 18,750,000 | 18,983,000 |
| Total capital | 19,641,000 | 19,649,000 | 19,640,000 | 19,847,000 |
| Risk-weighted assets | 83,891,000 | 84,467,000 | 84,521,000 | 81,121,000 |