Call reports 2001
MOORESVILLE SAVINGS BANK, INC., SSB — 2001
What MOORESVILLE SAVINGS BANK, INC., SSB reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 153,766,000 | 152,957,000 | 150,727,000 | 148,474,000 |
| Total loans | 128,251,000 | 125,716,000 | 124,009,000 | 119,962,000 |
| Allowance for loan losses | 904,000 | 901,000 | 896,000 | 896,000 |
| Securities available for sale | 1,173,000 | 1,176,000 | 1,185,000 | 1,178,000 |
| Securities held to maturity | 1,171,000 | 1,171,000 | 1,171,000 | 1,171,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,873,000 | 112,490,000 | 115,421,000 | 113,872,000 |
| Interest-bearing deposits | 109,169,000 | 109,727,000 | 113,713,000 | 111,045,000 |
| Noninterest-bearing deposits | 4,704,000 | 2,763,000 | 1,708,000 | 2,827,000 |
| Equity capital | 31,278,000 | 31,562,000 | 31,744,000 | 31,686,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,895,000 | 5,694,000 | 8,419,000 | 10,876,000 |
| Interest expense | 1,515,000 | 3,024,000 | 4,440,000 | 5,687,000 |
| Net interest income | 1,380,000 | 2,670,000 | 3,979,000 | 5,189,000 |
| Noninterest income | 58,000 | 113,000 | 173,000 | 254,000 |
| Noninterest expense | 2,269,000 | 3,300,000 | 4,348,000 | 5,376,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -831,000 | -517,000 | -196,000 | 67,000 |
| Income tax | -344,000 | -240,000 | -139,000 | 87,000 |
| Net income | -487,000 | -277,000 | -57,000 | -20,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,264,000 | 31,546,000 | 31,722,000 | 31,668,000 |
| Total capital | 32,168,000 | 32,447,000 | 32,618,000 | 32,564,000 |
| Risk-weighted assets | 85,732,000 | 87,431,000 | 85,017,000 | 83,355,000 |