Call reports 2014
GREAT LAKES BANK, NATIONAL ASSOCIATION — 2014
What GREAT LAKES BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Total assets | 575,680,000 | 577,045,000 | 558,804,000 |
| Total loans | 234,270,000 | 250,101,000 | 240,582,000 |
| Allowance for loan losses | 8,058,000 | 7,895,000 | 7,547,000 |
| Securities available for sale | 305,541,000 | 288,530,000 | 222,283,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 491,872,000 | 480,756,000 | 468,874,000 |
| Interest-bearing deposits | 372,070,000 | 365,106,000 | 357,694,000 |
| Noninterest-bearing deposits | 119,802,000 | 115,650,000 | 111,180,000 |
| Equity capital | 58,585,000 | 60,384,000 | 59,429,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Interest income | 4,506,000 | 9,068,000 | 13,416,000 |
| Interest expense | 230,000 | 463,000 | 690,000 |
| Net interest income | 4,276,000 | 8,605,000 | 12,726,000 |
| Noninterest income | 800,000 | 1,586,000 | 2,418,000 |
| Noninterest expense | 4,019,000 | 8,554,000 | 12,894,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 1,131,000 | 2,342,000 | 4,736,000 |
| Income tax | 370,000 | 820,000 | 1,717,000 |
| Net income | 761,000 | 1,522,000 | 3,019,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Tier 1 capital | 62,502,000 | 62,143,000 | 61,963,000 |
| Total capital | 66,855,000 | 66,648,000 | 66,072,000 |
| Risk-weighted assets | 344,513,000 | 357,001,000 | 325,308,000 |