Call reports 2013
GREAT LAKES BANK, NATIONAL ASSOCIATION — 2013
What GREAT LAKES BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 608,433,000 | 596,279,000 | 583,482,000 | 575,560,000 |
| Total loans | 246,553,000 | 239,655,000 | 237,630,000 | 237,359,000 |
| Allowance for loan losses | 8,504,000 | 8,274,000 | 8,211,000 | 8,224,000 |
| Securities available for sale | 318,761,000 | 315,865,000 | 301,412,000 | 301,414,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 499,374,000 | 487,718,000 | 479,061,000 | 482,188,000 |
| Interest-bearing deposits | 375,161,000 | 362,490,000 | 354,889,000 | 361,706,000 |
| Noninterest-bearing deposits | 124,213,000 | 125,228,000 | 124,172,000 | 120,482,000 |
| Equity capital | 61,647,000 | 58,282,000 | 58,229,000 | 55,537,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,890,000 | 9,603,000 | 14,248,000 | 18,867,000 |
| Interest expense | 437,000 | 868,000 | 1,287,000 | 1,573,000 |
| Net interest income | 4,453,000 | 8,735,000 | 12,961,000 | 17,294,000 |
| Noninterest income | 984,000 | 1,563,000 | 2,757,000 | 4,377,000 |
| Noninterest expense | 4,164,000 | 8,124,000 | 12,299,000 | 16,927,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,338,000 | 2,300,000 | 3,680,000 | 5,005,000 |
| Income tax | 462,000 | 756,000 | 1,077,000 | 1,386,000 |
| Net income | 876,000 | 1,544,000 | 2,603,000 | 3,619,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,698,000 | 61,366,000 | 62,726,000 | 61,741,000 |
| Total capital | 65,270,000 | 65,856,000 | 67,161,000 | 66,179,000 |
| Risk-weighted assets | 361,865,000 | 355,440,000 | 351,040,000 | 351,246,000 |