Call reports 2012
GREAT LAKES BANK, NATIONAL ASSOCIATION — 2012
What GREAT LAKES BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 626,062,000 | 623,520,000 | 610,335,000 | 622,386,000 |
| Total loans | 266,984,000 | 260,964,000 | 257,260,000 | 255,535,000 |
| Allowance for loan losses | 8,676,000 | 8,729,000 | 8,884,000 | 8,730,000 |
| Securities available for sale | 311,425,000 | 307,738,000 | 314,545,000 | 327,865,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 501,229,000 | 495,883,000 | 485,146,000 | 501,462,000 |
| Interest-bearing deposits | 378,048,000 | 369,671,000 | 367,287,000 | 370,654,000 |
| Noninterest-bearing deposits | 123,181,000 | 126,212,000 | 117,859,000 | 130,808,000 |
| Equity capital | 60,763,000 | 61,088,000 | 62,165,000 | 61,941,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,524,000 | 10,986,000 | 16,209,000 | 21,248,000 |
| Interest expense | 621,000 | 1,217,000 | 1,770,000 | 2,277,000 |
| Net interest income | 4,903,000 | 9,769,000 | 14,439,000 | 18,971,000 |
| Noninterest income | 749,000 | 897,000 | 1,676,000 | 3,100,000 |
| Noninterest expense | 4,664,000 | 9,293,000 | 13,898,000 | 19,206,000 |
| Provision for loan losses | 600,000 | 600,000 | 600,000 | 600,000 |
| Pretax income | 506,000 | 1,058,000 | 1,902,000 | 2,631,000 |
| Income tax | 94,000 | 249,000 | 524,000 | 471,000 |
| Net income | 412,000 | 809,000 | 1,378,000 | 2,160,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,349,000 | 59,546,000 | 59,915,000 | 60,322,000 |
| Total capital | 64,339,000 | 64,413,000 | 64,673,000 | 65,050,000 |
| Risk-weighted assets | 395,522,000 | 385,505,000 | 376,509,000 | 374,223,000 |