Call reports 2011
GREAT LAKES BANK, NATIONAL ASSOCIATION — 2011
What GREAT LAKES BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 636,631,000 | 636,882,000 | 644,878,000 | 627,240,000 |
| Total loans | 325,213,000 | 298,592,000 | 292,142,000 | 278,794,000 |
| Allowance for loan losses | 8,024,000 | 7,312,000 | 6,812,000 | 8,507,000 |
| Securities available for sale | 264,981,000 | 297,545,000 | 304,659,000 | 303,199,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 510,153,000 | 508,917,000 | 514,977,000 | 501,768,000 |
| Interest-bearing deposits | 399,636,000 | 397,879,000 | 391,575,000 | 374,999,000 |
| Noninterest-bearing deposits | 110,517,000 | 111,038,000 | 123,402,000 | 126,769,000 |
| Equity capital | 57,807,000 | 59,778,000 | 62,045,000 | 60,885,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 6,364,000 | 12,305,000 | 18,219,000 | 24,009,000 |
| Interest expense | 936,000 | 1,823,000 | 2,621,000 | 3,300,000 |
| Net interest income | 5,428,000 | 10,482,000 | 15,598,000 | 20,709,000 |
| Noninterest income | 822,000 | 1,354,000 | 2,145,000 | 2,577,000 |
| Noninterest expense | 4,874,000 | 9,692,000 | 14,599,000 | 19,375,000 |
| Provision for loan losses | 1,600,000 | 2,400,000 | 3,000,000 | 5,100,000 |
| Pretax income | 405,000 | 854,000 | 1,419,000 | 982,000 |
| Income tax | 28,000 | 71,000 | 212,000 | -34,000 |
| Net income | 377,000 | 783,000 | 1,207,000 | 1,016,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,423,000 | 60,220,000 | 60,245,000 | 59,537,000 |
| Total capital | 66,048,000 | 65,493,000 | 65,460,000 | 64,611,000 |
| Risk-weighted assets | 447,604,000 | 419,787,000 | 415,607,000 | 402,509,000 |