Call reports 2010
GREAT LAKES BANK, NATIONAL ASSOCIATION — 2010
What GREAT LAKES BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 671,423,000 | 668,188,000 | 656,646,000 | 641,512,000 |
| Total loans | 392,789,000 | 373,670,000 | 363,267,000 | 343,131,000 |
| Allowance for loan losses | 7,270,000 | 8,300,000 | 8,666,000 | 8,714,000 |
| Securities available for sale | 225,200,000 | 241,007,000 | 243,433,000 | 260,191,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 520,041,000 | 517,827,000 | 512,444,000 | 505,713,000 |
| Interest-bearing deposits | 408,878,000 | 408,067,000 | 401,165,000 | 392,372,000 |
| Noninterest-bearing deposits | 111,163,000 | 109,760,000 | 111,279,000 | 113,341,000 |
| Equity capital | 58,694,000 | 61,325,000 | 61,069,000 | 57,780,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 7,414,000 | 14,745,000 | 21,730,000 | 28,407,000 |
| Interest expense | 1,870,000 | 3,575,000 | 4,929,000 | 6,072,000 |
| Net interest income | 5,544,000 | 11,170,000 | 16,801,000 | 22,335,000 |
| Noninterest income | 928,000 | 2,586,000 | 3,582,000 | 4,768,000 |
| Noninterest expense | 4,529,000 | 9,365,000 | 14,104,000 | 19,008,000 |
| Provision for loan losses | 900,000 | 3,200,000 | 6,200,000 | 8,400,000 |
| Pretax income | 583,000 | 1,254,000 | 1,520,000 | 1,013,000 |
| Income tax | 79,000 | -76,000 | -81,000 | -416,000 |
| Net income | 504,000 | 1,330,000 | 1,601,000 | 1,429,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,794,000 | 60,370,000 | 60,391,000 | 60,046,000 |
| Total capital | 66,141,000 | 66,504,000 | 66,347,000 | 65,816,000 |
| Risk-weighted assets | 506,811,000 | 492,397,000 | 473,779,000 | 458,347,000 |