Call reports 2009
GREAT LAKES BANK, NATIONAL ASSOCIATION — 2009
What GREAT LAKES BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 696,294,000 | 691,645,000 | 678,324,000 | 667,598,000 |
| Total loans | 436,376,000 | 427,738,000 | 417,402,000 | 413,741,000 |
| Allowance for loan losses | 5,856,000 | 7,913,000 | 5,913,000 | 7,057,000 |
| Securities available for sale | 204,338,000 | 218,833,000 | 219,242,000 | 208,281,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 512,261,000 | 520,542,000 | 517,303,000 | 523,906,000 |
| Interest-bearing deposits | 402,358,000 | 410,229,000 | 408,483,000 | 409,866,000 |
| Noninterest-bearing deposits | 109,903,000 | 110,313,000 | 108,820,000 | 114,040,000 |
| Equity capital | 56,352,000 | 56,645,000 | 59,445,000 | 57,155,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 8,167,000 | 16,330,000 | 24,442,000 | 32,207,000 |
| Interest expense | 2,764,000 | 5,349,000 | 7,762,000 | 9,839,000 |
| Net interest income | 5,403,000 | 10,981,000 | 16,680,000 | 22,368,000 |
| Noninterest income | 1,205,000 | 2,574,000 | 3,918,000 | 5,189,000 |
| Noninterest expense | 4,579,000 | 9,679,000 | 14,547,000 | 19,644,000 |
| Provision for loan losses | 720,000 | 3,713,000 | 6,313,000 | 7,513,000 |
| Pretax income | 1,405,000 | -368,000 | -1,020,000 | -433,000 |
| Income tax | 475,000 | -402,000 | -922,000 | -933,000 |
| Net income | 930,000 | 34,000 | -98,000 | 500,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,271,000 | 58,375,000 | 58,692,000 | 59,290,000 |
| Total capital | 65,127,000 | 65,263,000 | 64,605,000 | 65,947,000 |
| Risk-weighted assets | 554,522,000 | 550,093,000 | 537,997,000 | 532,167,000 |