Call reports 2007
GREAT LAKES BANK, NATIONAL ASSOCIATION — 2007
What GREAT LAKES BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 727,554,000 | 729,097,000 | 714,135,000 | 701,437,000 |
| Total loans | 483,446,000 | 489,685,000 | 482,334,000 | 491,508,000 |
| Allowance for loan losses | 4,408,000 | 4,464,000 | 4,578,000 | 4,903,000 |
| Securities available for sale | 197,575,000 | 193,116,000 | 187,679,000 | 165,119,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 569,175,000 | 558,606,000 | 535,927,000 | 526,817,000 |
| Interest-bearing deposits | 441,670,000 | 440,943,000 | 421,372,000 | 406,967,000 |
| Noninterest-bearing deposits | 127,505,000 | 117,663,000 | 114,555,000 | 119,850,000 |
| Equity capital | 53,817,000 | 53,915,000 | 57,617,000 | 53,956,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 10,323,000 | 20,821,000 | 31,379,000 | 41,415,000 |
| Interest expense | 4,578,000 | 9,148,000 | 13,689,000 | 17,938,000 |
| Net interest income | 5,745,000 | 11,673,000 | 17,690,000 | 23,477,000 |
| Noninterest income | 1,707,000 | 3,093,000 | 6,223,000 | 7,693,000 |
| Noninterest expense | 5,942,000 | 11,586,000 | 17,301,000 | 22,397,000 |
| Provision for loan losses | 0 | 0 | 65,000 | 880,000 |
| Pretax income | 1,510,000 | 3,180,000 | 6,525,000 | 8,129,000 |
| Income tax | 446,000 | 929,000 | 1,979,000 | 2,438,000 |
| Net income | 1,064,000 | 2,251,000 | 4,546,000 | 5,691,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,772,000 | 55,959,000 | 58,254,000 | 53,899,000 |
| Total capital | 59,180,000 | 60,423,000 | 62,832,000 | 58,802,000 |
| Risk-weighted assets | 526,207,000 | 533,283,000 | 522,678,000 | 527,890,000 |