Call reports 2006
GREAT LAKES BANK, NATIONAL ASSOCIATION — 2006
What GREAT LAKES BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 721,918,000 | 726,623,000 | 728,272,000 | 737,160,000 |
| Total loans | 449,824,000 | 465,525,000 | 480,108,000 | 489,779,000 |
| Allowance for loan losses | 4,676,000 | 4,602,000 | 4,613,000 | 4,516,000 |
| Securities available for sale | 225,692,000 | 212,473,000 | 201,680,000 | 198,058,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 568,470,000 | 555,561,000 | 555,335,000 | 567,307,000 |
| Interest-bearing deposits | 441,041,000 | 426,582,000 | 435,164,000 | 438,532,000 |
| Noninterest-bearing deposits | 127,429,000 | 128,979,000 | 120,171,000 | 128,775,000 |
| Equity capital | 51,720,000 | 52,216,000 | 55,547,000 | 52,197,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 9,588,000 | 19,500,000 | 29,914,000 | 40,375,000 |
| Interest expense | 3,400,000 | 7,143,000 | 11,480,000 | 15,940,000 |
| Net interest income | 6,188,000 | 12,357,000 | 18,434,000 | 24,435,000 |
| Noninterest income | 1,821,000 | 3,551,000 | 5,193,000 | 6,899,000 |
| Noninterest expense | 5,759,000 | 11,811,000 | 17,841,000 | 23,580,000 |
| Provision for loan losses | 143,000 | 0 | 0 | 0 |
| Pretax income | 2,038,000 | 3,974,000 | 5,625,000 | 7,594,000 |
| Income tax | 645,000 | 1,248,000 | 1,752,000 | 2,332,000 |
| Net income | 1,393,000 | 2,726,000 | 3,873,000 | 5,262,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,841,000 | 56,173,000 | 57,320,000 | 53,708,000 |
| Total capital | 59,517,000 | 60,775,000 | 61,933,000 | 58,224,000 |
| Risk-weighted assets | 498,010,000 | 514,631,000 | 522,885,000 | 530,121,000 |