Call reports 2002
GREAT LAKES BANK, NATIONAL ASSOCIATION — 2002
What GREAT LAKES BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 616,281,000 | 656,312,000 | 668,550,000 | 677,800,000 |
| Total loans | 328,198,000 | 321,132,000 | 328,053,000 | 333,234,000 |
| Allowance for loan losses | 2,520,000 | 2,615,000 | 2,626,000 | 2,699,000 |
| Securities available for sale | 218,177,000 | 265,826,000 | 285,727,000 | 296,481,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 536,586,000 | 567,773,000 | 572,486,000 | 570,222,000 |
| Interest-bearing deposits | 418,513,000 | 442,177,000 | 450,445,000 | 453,353,000 |
| Noninterest-bearing deposits | 118,073,000 | 125,596,000 | 122,041,000 | 116,869,000 |
| Equity capital | 43,554,000 | 47,031,000 | 49,933,000 | 51,803,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 8,547,000 | 17,227,000 | 26,235,000 | 34,934,000 |
| Interest expense | 2,627,000 | 5,172,000 | 7,997,000 | 10,615,000 |
| Net interest income | 5,920,000 | 12,055,000 | 18,238,000 | 24,319,000 |
| Noninterest income | 1,436,000 | 2,854,000 | 4,239,000 | 5,524,000 |
| Noninterest expense | 5,410,000 | 10,973,000 | 16,489,000 | 21,857,000 |
| Provision for loan losses | 375,000 | 848,000 | 1,214,000 | 1,514,000 |
| Pretax income | 1,933,000 | 3,634,000 | 5,531,000 | 7,231,000 |
| Income tax | 667,000 | 1,244,000 | 1,900,000 | 2,474,000 |
| Net income | 1,266,000 | 2,390,000 | 3,631,000 | 4,757,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,241,000 | 44,408,000 | 45,691,000 | 46,721,000 |
| Total capital | 45,761,000 | 47,023,000 | 48,317,000 | 49,420,000 |
| Risk-weighted assets | 375,346,000 | 381,876,000 | 387,093,000 | 394,962,000 |