Call reports 2001
GREAT LAKES BANK, NATIONAL ASSOCIATION — 2001
What GREAT LAKES BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 600,295,000 | 602,563,000 | 588,532,000 | 614,858,000 |
| Total loans | 351,178,000 | 354,092,000 | 345,794,000 | 352,700,000 |
| Allowance for loan losses | 2,337,000 | 2,015,000 | 2,346,000 | 2,526,000 |
| Securities available for sale | 186,208,000 | 185,480,000 | 185,621,000 | 207,898,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 522,798,000 | 529,309,000 | 512,664,000 | 518,619,000 |
| Interest-bearing deposits | 416,555,000 | 417,186,000 | 402,924,000 | 403,106,000 |
| Noninterest-bearing deposits | 106,243,000 | 112,123,000 | 109,740,000 | 115,513,000 |
| Equity capital | 43,207,000 | 43,927,000 | 45,708,000 | 44,875,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 10,149,000 | 20,040,000 | 29,440,000 | 38,402,000 |
| Interest expense | 4,529,000 | 8,579,000 | 12,087,000 | 15,128,000 |
| Net interest income | 5,620,000 | 11,461,000 | 17,353,000 | 23,274,000 |
| Noninterest income | 1,949,000 | 3,528,000 | 5,121,000 | 6,655,000 |
| Noninterest expense | 5,557,000 | 11,221,000 | 16,751,000 | 22,545,000 |
| Provision for loan losses | 425,000 | 902,000 | 1,127,000 | 1,352,000 |
| Pretax income | 1,595,000 | 3,223,000 | 5,030,000 | 6,812,000 |
| Income tax | 535,000 | 1,104,000 | 1,709,000 | 2,312,000 |
| Net income | 1,060,000 | 2,119,000 | 3,321,000 | 4,500,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,150,000 | 42,257,000 | 42,706,000 | 42,934,000 |
| Total capital | 43,487,000 | 44,272,000 | 45,052,000 | 45,460,000 |
| Risk-weighted assets | 385,645,000 | 383,786,000 | 379,232,000 | 385,854,000 |