Call reports 2019
KANSASLAND BANK — 2019
What KANSASLAND BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 54,015,000 | 53,948,000 | 52,661,000 | 52,524,000 |
| Total loans | 35,323,000 | 36,280,000 | 35,709,000 | 35,102,000 |
| Allowance for loan losses | 940,000 | 955,000 | 955,000 | 882,000 |
| Securities available for sale | 12,875,000 | 12,573,000 | 11,860,000 | 11,342,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,840,000 | 47,490,000 | 46,154,000 | 45,666,000 |
| Interest-bearing deposits | 43,026,000 | 42,431,000 | 41,726,000 | 40,646,000 |
| Noninterest-bearing deposits | 4,814,000 | 5,059,000 | 4,428,000 | 5,021,000 |
| Equity capital | 4,778,000 | 5,048,000 | 5,114,000 | 5,449,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 536,000 | 1,215,000 | 1,790,000 | 2,137,000 |
| Interest expense | 137,000 | 278,000 | 428,000 | 567,000 |
| Net interest income | 399,000 | 937,000 | 1,362,000 | 1,570,000 |
| Noninterest income | 27,000 | 85,000 | 122,000 | 151,000 |
| Noninterest expense | 409,000 | 824,000 | 1,238,000 | 1,707,000 |
| Provision for loan losses | 1,265,000 | 1,280,000 | 1,280,000 | 1,310,000 |
| Pretax income | -1,215,000 | -1,048,000 | -999,000 | -1,261,000 |
| Income tax | -4,000 | -9,000 | -13,000 | -17,000 |
| Net income | -1,211,000 | -1,039,000 | -986,000 | -1,244,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,153,000 | 4,325,000 | 4,378,000 | 4,701,000 |
| Total capital | 4,589,000 | 4,773,000 | 4,815,000 | 5,153,000 |
| Risk-weighted assets | 34,434,000 | 35,336,000 | 34,452,000 | 35,743,000 |