Call reports 2016
KANSASLAND BANK — 2016
What KANSASLAND BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 53,422,000 | 53,679,000 | 54,318,000 | 55,323,000 |
| Total loans | 33,571,000 | 35,203,000 | 34,726,000 | 34,955,000 |
| Allowance for loan losses | 480,000 | 487,000 | 511,000 | 500,000 |
| Securities available for sale | 12,392,000 | 11,233,000 | 12,255,000 | 13,890,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,375,000 | 46,514,000 | 47,073,000 | 48,235,000 |
| Interest-bearing deposits | 42,511,000 | 42,788,000 | 43,502,000 | 44,221,000 |
| Noninterest-bearing deposits | 3,864,000 | 3,726,000 | 3,570,000 | 4,015,000 |
| Equity capital | 5,670,000 | 5,776,000 | 5,847,000 | 5,716,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 522,000 | 1,044,000 | 1,588,000 | 2,119,000 |
| Interest expense | 72,000 | 144,000 | 219,000 | 295,000 |
| Net interest income | 450,000 | 900,000 | 1,369,000 | 1,824,000 |
| Noninterest income | 34,000 | 57,000 | 87,000 | 115,000 |
| Noninterest expense | 374,000 | 764,000 | 1,166,000 | 1,578,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 127,000 | 226,000 | 317,000 | 382,000 |
| Income tax | -2,000 | -3,000 | -5,000 | -6,000 |
| Net income | 129,000 | 229,000 | 322,000 | 388,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,941,000 | 5,017,000 | 5,110,000 | 5,175,000 |
| Total capital | 5,362,000 | 5,449,000 | 5,541,000 | 5,612,000 |
| Risk-weighted assets | 33,608,000 | 34,531,000 | 34,427,000 | 34,883,000 |