Call reports 2015
KANSASLAND BANK — 2015
What KANSASLAND BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 54,574,000 | 54,530,000 | 53,233,000 | 52,168,000 |
| Total loans | 28,892,000 | 32,596,000 | 32,100,000 | 33,958,000 |
| Allowance for loan losses | 352,000 | 357,000 | 361,000 | 495,000 |
| Securities available for sale | 17,277,000 | 16,771,000 | 14,887,000 | 13,585,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,838,000 | 47,823,000 | 46,341,000 | 45,356,000 |
| Interest-bearing deposits | 44,000,000 | 44,030,000 | 42,090,000 | 41,422,000 |
| Noninterest-bearing deposits | 3,837,000 | 3,793,000 | 4,252,000 | 3,934,000 |
| Equity capital | 5,368,000 | 5,333,000 | 5,519,000 | 5,435,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 468,000 | 964,000 | 1,485,000 | 2,004,000 |
| Interest expense | 70,000 | 142,000 | 215,000 | 285,000 |
| Net interest income | 398,000 | 822,000 | 1,270,000 | 1,719,000 |
| Noninterest income | 34,000 | 93,000 | 126,000 | 187,000 |
| Noninterest expense | 364,000 | 755,000 | 1,130,000 | 1,555,000 |
| Provision for loan losses | 5,000 | 9,000 | 14,000 | 148,000 |
| Pretax income | 89,000 | 177,000 | 285,000 | 236,000 |
| Income tax | -5,000 | -12,000 | -17,000 | -20,000 |
| Net income | 94,000 | 189,000 | 302,000 | 256,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,649,000 | 4,744,000 | 4,857,000 | 4,812,000 |
| Total capital | 5,001,000 | 5,101,000 | 5,218,000 | 5,238,000 |
| Risk-weighted assets | 30,970,000 | 32,759,000 | 32,612,000 | 33,990,000 |