Call reports 2012
KANSASLAND BANK — 2012
What KANSASLAND BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 47,605,000 | 47,566,000 | 46,553,000 | 48,935,000 |
| Total loans | 27,733,000 | 29,177,000 | 30,590,000 | 29,710,000 |
| Allowance for loan losses | 295,000 | 310,000 | 336,000 | 346,000 |
| Securities available for sale | 15,465,000 | 13,916,000 | 12,515,000 | 12,870,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,756,000 | 41,606,000 | 40,495,000 | 42,886,000 |
| Interest-bearing deposits | 38,202,000 | 38,060,000 | 37,348,000 | 39,406,000 |
| Noninterest-bearing deposits | 3,554,000 | 3,546,000 | 3,147,000 | 3,480,000 |
| Equity capital | 4,473,000 | 4,581,000 | 4,683,000 | 4,681,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 464,000 | 958,000 | 1,453,000 | 1,951,000 |
| Interest expense | 89,000 | 178,000 | 263,000 | 347,000 |
| Net interest income | 375,000 | 780,000 | 1,190,000 | 1,604,000 |
| Noninterest income | 33,000 | 67,000 | 101,000 | 128,000 |
| Noninterest expense | 347,000 | 701,000 | 1,058,000 | 1,448,000 |
| Provision for loan losses | 15,000 | 30,000 | 55,000 | 65,000 |
| Pretax income | 46,000 | 138,000 | 200,000 | 257,000 |
| Income tax | 1,000 | 3,000 | 5,000 | 7,000 |
| Net income | 45,000 | 135,000 | 195,000 | 250,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,720,000 | 3,810,000 | 3,870,000 | 3,925,000 |
| Total capital | 4,015,000 | 4,120,000 | 4,205,000 | 4,271,000 |
| Risk-weighted assets | 29,849,000 | 30,472,000 | 31,518,000 | 30,586,000 |