Call reports 2009
KANSASLAND BANK — 2009
What KANSASLAND BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 35,148,000 | 35,246,000 | 35,984,000 | 36,627,000 |
| Total loans | 23,187,000 | 24,583,000 | 25,277,000 | 25,176,000 |
| Allowance for loan losses | 137,000 | 203,000 | 210,000 | 229,000 |
| Securities available for sale | 8,147,000 | 7,850,000 | 7,735,000 | 7,996,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,704,000 | 30,570,000 | 31,269,000 | 31,956,000 |
| Interest-bearing deposits | 28,394,000 | 28,506,000 | 29,058,000 | 29,404,000 |
| Noninterest-bearing deposits | 2,310,000 | 2,064,000 | 2,211,000 | 2,552,000 |
| Equity capital | 3,274,000 | 3,510,000 | 3,568,000 | 3,535,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 464,000 | 930,000 | 1,410,000 | 1,886,000 |
| Interest expense | 144,000 | 283,000 | 411,000 | 532,000 |
| Net interest income | 320,000 | 647,000 | 999,000 | 1,354,000 |
| Noninterest income | 20,000 | 44,000 | 64,000 | 74,000 |
| Noninterest expense | 265,000 | 560,000 | 879,000 | 1,221,000 |
| Provision for loan losses | 25,000 | 95,000 | 102,000 | 123,000 |
| Pretax income | 50,000 | 36,000 | 82,000 | 84,000 |
| Income tax | 0 | 0 | -1,000 | -1,000 |
| Net income | 50,000 | 36,000 | 83,000 | 85,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,488,000 | 2,684,000 | 2,731,000 | 2,733,000 |
| Total capital | 2,625,000 | 2,887,000 | 2,941,000 | 2,962,000 |
| Risk-weighted assets | 23,562,000 | 24,575,000 | 26,400,000 | 26,725,000 |