Call reports 2008
KANSASLAND BANK — 2008
What KANSASLAND BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 27,466,000 | 28,153,000 | 31,357,000 | 33,294,000 |
| Total loans | 17,122,000 | 19,270,000 | 19,966,000 | 21,841,000 |
| Allowance for loan losses | 88,000 | 94,000 | 109,000 | 122,000 |
| Securities available for sale | 6,423,000 | 6,078,000 | 6,875,000 | 7,620,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,428,000 | 25,151,000 | 27,214,000 | 28,951,000 |
| Interest-bearing deposits | 22,418,000 | 23,252,000 | 25,213,000 | 26,766,000 |
| Noninterest-bearing deposits | 2,010,000 | 1,899,000 | 2,001,000 | 2,185,000 |
| Equity capital | 2,778,000 | 2,725,000 | 2,917,000 | 3,157,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 431,000 | 861,000 | 1,315,000 | 1,788,000 |
| Interest expense | 194,000 | 372,000 | 542,000 | 708,000 |
| Net interest income | 237,000 | 489,000 | 773,000 | 1,080,000 |
| Noninterest income | 17,000 | 31,000 | 51,000 | 72,000 |
| Noninterest expense | 225,000 | 458,000 | 704,000 | 977,000 |
| Provision for loan losses | 5,000 | 11,000 | 26,000 | 52,000 |
| Pretax income | 24,000 | 51,000 | 94,000 | 123,000 |
| Income tax | 0 | 0 | -1,000 | -1,000 |
| Net income | 24,000 | 51,000 | 95,000 | 124,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,983,000 | 2,029,000 | 2,219,000 | 2,358,000 |
| Total capital | 2,071,000 | 2,123,000 | 2,328,000 | 2,480,000 |
| Risk-weighted assets | 17,733,000 | 19,295,000 | 20,735,000 | 22,286,000 |