Call reports 2007
KANSASLAND BANK — 2007
What KANSASLAND BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 21,735,000 | 22,998,000 | 23,855,000 | 25,032,000 |
| Total loans | 12,978,000 | 15,342,000 | 15,795,000 | 16,677,000 |
| Allowance for loan losses | 90,000 | 90,000 | 96,000 | 95,000 |
| Securities available for sale | 5,076,000 | 5,108,000 | 4,950,000 | 5,342,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,170,000 | 20,143,000 | 21,137,000 | 22,245,000 |
| Interest-bearing deposits | 17,194,000 | 18,444,000 | 19,414,000 | 20,538,000 |
| Noninterest-bearing deposits | 1,976,000 | 1,699,000 | 1,723,000 | 1,707,000 |
| Equity capital | 2,309,000 | 2,348,000 | 2,451,000 | 2,543,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 343,000 | 718,000 | 1,123,000 | 1,551,000 |
| Interest expense | 159,000 | 335,000 | 528,000 | 726,000 |
| Net interest income | 184,000 | 383,000 | 595,000 | 825,000 |
| Noninterest income | 15,000 | 29,000 | 44,000 | 61,000 |
| Noninterest expense | 200,000 | 402,000 | 613,000 | 837,000 |
| Provision for loan losses | 5,000 | 5,000 | 11,000 | 29,000 |
| Pretax income | -6,000 | 5,000 | 15,000 | 20,000 |
| Income tax | -15,000 | -15,000 | -15,000 | -15,000 |
| Net income | 9,000 | 20,000 | 30,000 | 35,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,603,000 | 1,689,000 | 1,749,000 | 1,819,000 |
| Total capital | 1,693,000 | 1,779,000 | 1,845,000 | 1,914,000 |
| Risk-weighted assets | 13,541,000 | 15,668,000 | 16,250,000 | 16,937,000 |