Call reports 2006
KANSASLAND BANK — 2006
What KANSASLAND BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 14,327,000 | 17,062,000 | 19,203,000 | 21,351,000 |
| Total loans | 8,197,000 | 8,750,000 | 10,370,000 | 11,871,000 |
| Allowance for loan losses | 53,000 | 54,000 | 70,000 | 85,000 |
| Securities available for sale | 4,241,000 | 4,445,000 | 4,633,000 | 5,429,000 |
| Securities held to maturity | 441,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,798,000 | 14,720,000 | 16,851,000 | 18,781,000 |
| Interest-bearing deposits | 11,292,000 | 13,164,000 | 15,269,000 | 17,038,000 |
| Noninterest-bearing deposits | 1,506,000 | 1,556,000 | 1,582,000 | 1,743,000 |
| Equity capital | 1,121,000 | 2,092,000 | 2,060,000 | 2,298,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 206,000 | 197,000 | 471,000 | 797,000 |
| Interest expense | 73,000 | 73,000 | 198,000 | 350,000 |
| Net interest income | 133,000 | 124,000 | 273,000 | 447,000 |
| Noninterest income | 16,000 | 14,000 | 28,000 | 44,000 |
| Noninterest expense | 102,000 | 167,000 | 382,000 | 601,000 |
| Provision for loan losses | 0 | 0 | 16,000 | 31,000 |
| Pretax income | 47,000 | -29,000 | -97,000 | -141,000 |
| Income tax | 15,000 | -22,000 | -22,000 | -56,000 |
| Net income | 32,000 | -7,000 | -75,000 | -85,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,161,000 | 1,422,000 | 1,354,000 | 1,594,000 |
| Total capital | 1,214,000 | 1,476,000 | 1,424,000 | 1,679,000 |
| Risk-weighted assets | 7,967,000 | 9,241,000 | 11,108,000 | 12,683,000 |