Call reports 2005
KANSASLAND BANK — 2005
What KANSASLAND BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 14,488,000 | 13,735,000 | 13,917,000 | 13,817,000 |
| Total loans | 8,757,000 | 8,588,000 | 7,987,000 | 7,922,000 |
| Allowance for loan losses | 60,000 | 51,000 | 51,000 | 51,000 |
| Securities available for sale | 3,744,000 | 3,572,000 | 3,705,000 | 4,106,000 |
| Securities held to maturity | 897,000 | 745,000 | 594,000 | 442,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,044,000 | 11,414,000 | 12,377,000 | 12,279,000 |
| Interest-bearing deposits | 10,844,000 | 10,068,000 | 11,039,000 | 10,864,000 |
| Noninterest-bearing deposits | 1,200,000 | 1,345,000 | 1,338,000 | 1,415,000 |
| Equity capital | 1,087,000 | 1,106,000 | 1,103,000 | 1,123,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 181,000 | 369,000 | 560,000 | 760,000 |
| Interest expense | 56,000 | 123,000 | 197,000 | 269,000 |
| Net interest income | 125,000 | 246,000 | 363,000 | 491,000 |
| Noninterest income | 12,000 | 26,000 | 44,000 | 60,000 |
| Noninterest expense | 100,000 | 201,000 | 301,000 | 412,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 37,000 | 71,000 | 106,000 | 139,000 |
| Income tax | 11,000 | 21,000 | 31,000 | 18,000 |
| Net income | 26,000 | 50,000 | 75,000 | 121,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,114,000 | 1,120,000 | 1,125,000 | 1,150,000 |
| Total capital | 1,174,000 | 1,171,000 | 1,176,000 | 1,201,000 |
| Risk-weighted assets | 7,964,000 | 7,883,000 | 7,624,000 | 7,627,000 |