Call reports 2004
KANSASLAND BANK — 2004
What KANSASLAND BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 13,286,000 | 13,398,000 | 13,403,000 | 13,702,000 |
| Total loans | 8,381,000 | 8,613,000 | 8,166,000 | 8,128,000 |
| Allowance for loan losses | 60,000 | 60,000 | 60,000 | 60,000 |
| Securities available for sale | 3,291,000 | 2,987,000 | 3,113,000 | 3,320,000 |
| Securities held to maturity | 708,000 | 705,000 | 853,000 | 701,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,499,000 | 11,197,000 | 11,626,000 | 11,931,000 |
| Interest-bearing deposits | 10,159,000 | 9,899,000 | 10,412,000 | 10,698,000 |
| Noninterest-bearing deposits | 1,340,000 | 1,298,000 | 1,214,000 | 1,233,000 |
| Equity capital | 1,116,000 | 1,090,000 | 1,101,000 | 1,099,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 150,000 | 311,000 | 471,000 | 658,000 |
| Interest expense | 48,000 | 97,000 | 151,000 | 205,000 |
| Net interest income | 102,000 | 214,000 | 320,000 | 453,000 |
| Noninterest income | 16,000 | 31,000 | 46,000 | 60,000 |
| Noninterest expense | 93,000 | 195,000 | 288,000 | 392,000 |
| Provision for loan losses | 0 | 0 | 0 | 11,000 |
| Pretax income | 25,000 | 50,000 | 78,000 | 110,000 |
| Income tax | 6,000 | 12,000 | 20,000 | 29,000 |
| Net income | 19,000 | 38,000 | 58,000 | 81,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,099,000 | 1,099,000 | 1,101,000 | 1,107,000 |
| Total capital | 1,159,000 | 1,159,000 | 1,161,000 | 1,167,000 |
| Risk-weighted assets | 7,685,000 | 7,722,000 | 7,510,000 | 7,531,000 |