Call reports 2003
KANSASLAND BANK — 2003
What KANSASLAND BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 13,398,000 | 11,900,000 | 12,236,000 | 12,921,000 |
| Total loans | 7,107,000 | 7,150,000 | 7,539,000 | 8,125,000 |
| Allowance for loan losses | 59,000 | 59,000 | 59,000 | 60,000 |
| Securities available for sale | 3,419,000 | 2,672,000 | 2,694,000 | 2,707,000 |
| Securities held to maturity | 846,000 | 830,000 | 820,000 | 711,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,147,000 | 10,659,000 | 11,004,000 | 11,393,000 |
| Interest-bearing deposits | 10,886,000 | 9,655,000 | 9,792,000 | 10,050,000 |
| Noninterest-bearing deposits | 1,261,000 | 1,004,000 | 1,212,000 | 1,343,000 |
| Equity capital | 1,113,000 | 1,115,000 | 1,111,000 | 1,109,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 164,000 | 321,000 | 474,000 | 634,000 |
| Interest expense | 60,000 | 116,000 | 169,000 | 218,000 |
| Net interest income | 104,000 | 205,000 | 305,000 | 416,000 |
| Noninterest income | 16,000 | 33,000 | 50,000 | 65,000 |
| Noninterest expense | 95,000 | 184,000 | 273,000 | 368,000 |
| Provision for loan losses | -7,000 | -7,000 | -7,000 | -6,000 |
| Pretax income | 32,000 | 64,000 | 92,000 | 122,000 |
| Income tax | 9,000 | 18,000 | 26,000 | 34,000 |
| Net income | 23,000 | 46,000 | 66,000 | 88,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,089,000 | 1,094,000 | 1,094,000 | 1,098,000 |
| Total capital | 1,148,000 | 1,153,000 | 1,153,000 | 1,158,000 |
| Risk-weighted assets | 7,057,000 | 6,894,000 | 7,158,000 | 7,456,000 |