Call reports 2002
KANSASLAND BANK — 2002
What KANSASLAND BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 12,893,000 | 12,739,000 | 12,654,000 | 12,795,000 |
| Total loans | 6,499,000 | 7,602,000 | 7,367,000 | 7,453,000 |
| Allowance for loan losses | 62,000 | 62,000 | 63,000 | 66,000 |
| Securities available for sale | 3,035,000 | 2,548,000 | 2,700,000 | 2,669,000 |
| Securities held to maturity | 1,642,000 | 1,422,000 | 976,000 | 958,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,699,000 | 11,497,000 | 11,393,000 | 11,543,000 |
| Interest-bearing deposits | 10,442,000 | 10,357,000 | 10,200,000 | 10,136,000 |
| Noninterest-bearing deposits | 1,257,000 | 1,140,000 | 1,193,000 | 1,407,000 |
| Equity capital | 1,069,000 | 1,103,000 | 1,114,000 | 1,111,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 191,000 | 384,000 | 570,000 | 751,000 |
| Interest expense | 83,000 | 160,000 | 234,000 | 302,000 |
| Net interest income | 108,000 | 224,000 | 336,000 | 449,000 |
| Noninterest income | 14,000 | 31,000 | 45,000 | 60,000 |
| Noninterest expense | 96,000 | 185,000 | 278,000 | 379,000 |
| Provision for loan losses | -10,000 | -10,000 | -9,000 | -6,000 |
| Pretax income | 37,000 | 81,000 | 113,000 | 137,000 |
| Income tax | 11,000 | 25,000 | 34,000 | 40,000 |
| Net income | 26,000 | 56,000 | 79,000 | 97,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,073,000 | 1,081,000 | 1,084,000 | 1,081,000 |
| Total capital | 1,135,000 | 1,143,000 | 1,147,000 | 1,147,000 |
| Risk-weighted assets | 6,533,000 | 7,237,000 | 7,148,000 | 7,168,000 |