Call reports 2025
PEOPLES BANK OF MONITEAU COUNTY — 2025
What PEOPLES BANK OF MONITEAU COUNTY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 79,834,000 | 81,429,000 | 81,784,000 | 80,169,000 |
| Total loans | 43,924,000 | 45,344,000 | 46,685,000 | 48,566,000 |
| Allowance for loan losses | 664,000 | 667,000 | 673,000 | 681,000 |
| Securities available for sale | 23,517,000 | 23,149,000 | 23,932,000 | 24,353,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,719,000 | 70,538,000 | 70,821,000 | 69,994,000 |
| Interest-bearing deposits | 52,273,000 | 54,179,000 | 52,895,000 | 52,603,000 |
| Noninterest-bearing deposits | 16,446,000 | 16,359,000 | 17,926,000 | 17,391,000 |
| Equity capital | 6,947,000 | 7,197,000 | 7,777,000 | 8,045,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 943,000 | 1,972,000 | 3,040,000 | 4,118,000 |
| Interest expense | 400,000 | 799,000 | 1,201,000 | 1,571,000 |
| Net interest income | 543,000 | 1,173,000 | 1,839,000 | 2,547,000 |
| Noninterest income | 84,000 | 174,000 | 267,000 | 350,000 |
| Noninterest expense | 381,000 | 771,000 | 1,178,000 | 1,633,000 |
| Provision for loan losses | 5,000 | 10,000 | 15,000 | 21,000 |
| Pretax income | 241,000 | 566,000 | 913,000 | 1,243,000 |
| Income tax | 52,000 | 125,000 | 203,000 | 277,000 |
| Net income | 189,000 | 441,000 | 710,000 | 966,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,231,000 | 8,482,000 | 8,753,000 | 8,963,000 |