Call reports 2023
PEOPLES BANK OF MONITEAU COUNTY — 2023
What PEOPLES BANK OF MONITEAU COUNTY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 66,292,000 | 66,854,000 | 68,304,000 | 70,435,000 |
| Total loans | 39,328,000 | 41,343,000 | 41,390,000 | 43,492,000 |
| Allowance for loan losses | 611,000 | 618,000 | 616,000 | 632,000 |
| Securities available for sale | 22,686,000 | 21,961,000 | 20,803,000 | 21,636,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,510,000 | 56,936,000 | 58,045,000 | 59,259,000 |
| Interest-bearing deposits | 40,849,000 | 42,066,000 | 43,137,000 | 43,236,000 |
| Noninterest-bearing deposits | 14,661,000 | 14,870,000 | 14,908,000 | 16,023,000 |
| Equity capital | 5,087,000 | 5,019,000 | 4,851,000 | 5,754,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 679,000 | 1,410,000 | 2,183,000 | 3,020,000 |
| Interest expense | 191,000 | 412,000 | 677,000 | 980,000 |
| Net interest income | 488,000 | 998,000 | 1,506,000 | 2,040,000 |
| Noninterest income | 86,000 | 179,000 | 261,000 | 509,000 |
| Noninterest expense | 379,000 | 760,000 | 1,140,000 | 1,567,000 |
| Provision for loan losses | 5,000 | 9,000 | 14,000 | 28,000 |
| Pretax income | 190,000 | 408,000 | 613,000 | 954,000 |
| Income tax | 39,000 | 83,000 | 125,000 | 199,000 |
| Net income | 151,000 | 325,000 | 488,000 | 755,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,785,000 | 6,952,000 | 7,115,000 | 7,326,000 |
| Total capital | 7,346,000 | 7,535,000 | 7,699,000 | 7,938,000 |
| Risk-weighted assets | 44,876,000 | 46,614,000 | 46,693,000 | 48,995,000 |