Call reports 2020
PEOPLES BANK OF MONITEAU COUNTY — 2020
What PEOPLES BANK OF MONITEAU COUNTY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 62,026,000 | 63,582,000 | 64,389,000 | 65,289,000 |
| Total loans | 35,165,000 | 35,015,000 | 34,139,000 | 36,333,000 |
| Allowance for loan losses | 569,000 | 535,000 | 555,000 | 532,000 |
| Securities available for sale | 19,173,000 | 21,068,000 | 22,868,000 | 23,031,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,937,000 | 49,820,000 | 51,658,000 | 53,019,000 |
| Interest-bearing deposits | 37,391,000 | 37,513,000 | 38,955,000 | 37,910,000 |
| Noninterest-bearing deposits | 11,546,000 | 12,307,000 | 12,703,000 | 15,109,000 |
| Equity capital | 5,576,000 | 5,895,000 | 5,939,000 | 6,005,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 572,000 | 1,147,000 | 1,692,000 | 2,232,000 |
| Interest expense | 169,000 | 328,000 | 476,000 | 606,000 |
| Net interest income | 403,000 | 819,000 | 1,216,000 | 1,626,000 |
| Noninterest income | 82,000 | 134,000 | 201,000 | 269,000 |
| Noninterest expense | 378,000 | 716,000 | 1,108,000 | 1,492,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 92,000 | 207,000 | 266,000 | 345,000 |
| Income tax | -32,000 | -13,000 | -9,000 | 3,000 |
| Net income | 124,000 | 220,000 | 275,000 | 342,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,453,000 | 5,548,000 | 5,585,000 | 5,636,000 |
| Total capital | 5,992,000 | 6,083,000 | 6,140,000 | 6,168,000 |
| Risk-weighted assets | 43,155,000 | 46,981,000 | 45,307,000 | 46,748,000 |