Call reports 2019
PEOPLES BANK OF MONITEAU COUNTY — 2019
What PEOPLES BANK OF MONITEAU COUNTY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 58,528,000 | 58,881,000 | 57,081,000 | 59,367,000 |
| Total loans | 37,016,000 | 36,436,000 | 35,766,000 | 35,466,000 |
| Allowance for loan losses | 574,000 | 556,000 | 591,000 | 566,000 |
| Securities available for sale | 14,161,000 | 16,668,000 | 16,440,000 | 16,385,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,004,000 | 46,303,000 | 44,628,000 | 46,795,000 |
| Interest-bearing deposits | 36,648,000 | 35,814,000 | 35,651,000 | 35,935,000 |
| Noninterest-bearing deposits | 9,356,000 | 10,489,000 | 8,977,000 | 10,860,000 |
| Equity capital | 5,102,000 | 5,346,000 | 5,436,000 | 5,452,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 568,000 | 1,144,000 | 1,714,000 | 2,286,000 |
| Interest expense | 146,000 | 305,000 | 470,000 | 644,000 |
| Net interest income | 422,000 | 839,000 | 1,244,000 | 1,642,000 |
| Noninterest income | 75,000 | 153,000 | 296,000 | 363,000 |
| Noninterest expense | 381,000 | 754,000 | 1,142,000 | 1,541,000 |
| Provision for loan losses | 15,000 | 105,000 | 195,000 | 210,000 |
| Pretax income | 101,000 | 133,000 | 203,000 | 254,000 |
| Income tax | 16,000 | -46,000 | -38,000 | -20,000 |
| Net income | 85,000 | 179,000 | 241,000 | 274,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,193,000 | 5,287,000 | 5,327,000 | 5,351,000 |
| Total capital | 5,680,000 | 5,811,000 | 5,827,000 | 5,874,000 |
| Risk-weighted assets | 38,936,000 | 41,964,000 | 39,986,000 | 41,803,000 |