Call reports 2016
PEOPLES BANK OF MONITEAU COUNTY — 2016
What PEOPLES BANK OF MONITEAU COUNTY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 61,708,000 | 61,953,000 | 61,995,000 | 62,977,000 |
| Total loans | 38,967,000 | 39,993,000 | 40,624,000 | 43,050,000 |
| Allowance for loan losses | 547,000 | 525,000 | 514,000 | 1,016,000 |
| Securities available for sale | 18,814,000 | 19,448,000 | 18,654,000 | 17,586,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,381,000 | 51,404,000 | 51,565,000 | 51,803,000 |
| Interest-bearing deposits | 43,622,000 | 43,709,000 | 43,526,000 | 43,358,000 |
| Noninterest-bearing deposits | 7,759,000 | 7,695,000 | 8,039,000 | 8,445,000 |
| Equity capital | 5,238,000 | 5,400,000 | 5,339,000 | 4,573,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 597,000 | 1,201,000 | 1,815,000 | 2,440,000 |
| Interest expense | 147,000 | 297,000 | 450,000 | 601,000 |
| Net interest income | 450,000 | 904,000 | 1,365,000 | 1,839,000 |
| Noninterest income | 76,000 | 145,000 | 218,000 | 296,000 |
| Noninterest expense | 481,000 | 996,000 | 1,490,000 | 1,946,000 |
| Provision for loan losses | 30,000 | 40,000 | 40,000 | 541,000 |
| Pretax income | 26,000 | 89,000 | 167,000 | -236,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 26,000 | 89,000 | 167,000 | -236,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,042,000 | 5,090,000 | 5,132,000 | 4,715,000 |
| Total capital | 5,581,000 | 5,615,000 | 5,646,000 | 5,299,000 |
| Risk-weighted assets | 43,112,000 | 43,998,000 | 43,205,000 | 46,321,000 |