Call reports 2015
PEOPLES BANK OF MONITEAU COUNTY — 2015
What PEOPLES BANK OF MONITEAU COUNTY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 57,970,000 | 57,936,000 | 59,612,000 | 60,738,000 |
| Total loans | 34,403,000 | 35,199,000 | 35,676,000 | 38,353,000 |
| Allowance for loan losses | 546,000 | 549,000 | 511,000 | 523,000 |
| Securities available for sale | 19,797,000 | 19,517,000 | 20,330,000 | 20,071,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,914,000 | 50,085,000 | 49,580,000 | 50,365,000 |
| Interest-bearing deposits | 41,687,000 | 42,165,000 | 41,166,000 | 41,720,000 |
| Noninterest-bearing deposits | 8,227,000 | 7,920,000 | 8,414,000 | 8,645,000 |
| Equity capital | 4,947,000 | 4,748,000 | 4,946,000 | 5,050,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 538,000 | 1,095,000 | 1,664,000 | 2,242,000 |
| Interest expense | 142,000 | 279,000 | 423,000 | 573,000 |
| Net interest income | 396,000 | 816,000 | 1,241,000 | 1,669,000 |
| Noninterest income | 73,000 | 163,000 | 259,000 | 325,000 |
| Noninterest expense | 414,000 | 869,000 | 1,292,000 | 1,734,000 |
| Provision for loan losses | 25,000 | 43,000 | 58,000 | 73,000 |
| Pretax income | 62,000 | 137,000 | 222,000 | 271,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 62,000 | 137,000 | 222,000 | 271,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,771,000 | 4,821,000 | 4,906,000 | 4,940,000 |
| Total capital | 5,193,000 | 5,319,000 | 5,404,000 | 5,463,000 |
| Risk-weighted assets | 33,664,000 | 39,864,000 | 39,884,000 | 42,387,000 |