Call reports 2014
PEOPLES BANK OF MONITEAU COUNTY — 2014
What PEOPLES BANK OF MONITEAU COUNTY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 57,105,000 | 55,749,000 | 56,944,000 | 58,635,000 |
| Total loans | 32,792,000 | 34,305,000 | 34,903,000 | 35,369,000 |
| Allowance for loan losses | 570,000 | 557,000 | 614,000 | 629,000 |
| Securities available for sale | 19,763,000 | 19,795,000 | 18,521,000 | 18,921,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,519,000 | 48,607,000 | 49,110,000 | 50,622,000 |
| Interest-bearing deposits | 42,146,000 | 41,238,000 | 41,154,000 | 41,081,000 |
| Noninterest-bearing deposits | 7,373,000 | 7,370,000 | 7,957,000 | 9,541,000 |
| Equity capital | 4,482,000 | 4,667,000 | 4,730,000 | 4,888,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 558,000 | 1,117,000 | 1,677,000 | 2,245,000 |
| Interest expense | 143,000 | 288,000 | 438,000 | 587,000 |
| Net interest income | 415,000 | 829,000 | 1,239,000 | 1,658,000 |
| Noninterest income | 74,000 | 154,000 | 225,000 | 305,000 |
| Noninterest expense | 422,000 | 833,000 | 1,264,000 | 1,686,000 |
| Provision for loan losses | 15,000 | 35,000 | 145,000 | 152,000 |
| Pretax income | 79,000 | 186,000 | 202,000 | 300,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 79,000 | 186,000 | 202,000 | 300,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,569,000 | 4,639,000 | 4,656,000 | 4,718,000 |
| Total capital | 4,984,000 | 5,115,000 | 5,095,000 | 5,165,000 |
| Risk-weighted assets | 33,081,000 | 38,013,000 | 34,941,000 | 35,567,000 |