Call reports 2013
PEOPLES BANK OF MONITEAU COUNTY — 2013
What PEOPLES BANK OF MONITEAU COUNTY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 53,560,000 | 53,027,000 | 54,057,000 | 53,985,000 |
| Total loans | 30,605,000 | 32,263,000 | 33,144,000 | 32,957,000 |
| Allowance for loan losses | 554,000 | 553,000 | 562,000 | 555,000 |
| Securities available for sale | 17,458,000 | 17,789,000 | 18,780,000 | 18,892,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,708,000 | 46,527,000 | 47,567,000 | 47,576,000 |
| Interest-bearing deposits | 40,594,000 | 40,467,000 | 41,155,000 | 40,411,000 |
| Noninterest-bearing deposits | 6,114,000 | 6,061,000 | 6,412,000 | 7,165,000 |
| Equity capital | 4,682,000 | 4,376,000 | 4,367,000 | 4,246,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 538,000 | 1,065,000 | 1,604,000 | 2,160,000 |
| Interest expense | 160,000 | 324,000 | 487,000 | 640,000 |
| Net interest income | 378,000 | 741,000 | 1,117,000 | 1,520,000 |
| Noninterest income | 63,000 | 131,000 | 206,000 | 274,000 |
| Noninterest expense | 359,000 | 712,000 | 1,098,000 | 1,531,000 |
| Provision for loan losses | 25,000 | 30,000 | 45,000 | 73,000 |
| Pretax income | 57,000 | 133,000 | 183,000 | 219,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 57,000 | 133,000 | 183,000 | 219,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,468,000 | 4,509,000 | 4,551,000 | 4,496,000 |
| Total capital | 4,852,000 | 4,910,000 | 4,963,000 | 4,909,000 |
| Risk-weighted assets | 30,542,000 | 31,945,000 | 32,787,000 | 32,908,000 |