Call reports 2012
PEOPLES BANK OF MONITEAU COUNTY — 2012
What PEOPLES BANK OF MONITEAU COUNTY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 52,324,000 | 52,720,000 | 50,608,000 | 51,423,000 |
| Total loans | 30,544,000 | 30,430,000 | 30,452,000 | 30,871,000 |
| Allowance for loan losses | 618,000 | 596,000 | 605,000 | 584,000 |
| Securities available for sale | 17,449,000 | 18,579,000 | 17,453,000 | 16,835,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,636,000 | 43,952,000 | 43,655,000 | 44,527,000 |
| Interest-bearing deposits | 37,877,000 | 38,245,000 | 37,562,000 | 37,988,000 |
| Noninterest-bearing deposits | 5,759,000 | 5,707,000 | 6,093,000 | 6,539,000 |
| Equity capital | 4,577,000 | 4,620,000 | 4,704,000 | 4,695,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 602,000 | 1,224,000 | 1,788,000 | 2,360,000 |
| Interest expense | 178,000 | 356,000 | 525,000 | 688,000 |
| Net interest income | 424,000 | 868,000 | 1,263,000 | 1,672,000 |
| Noninterest income | 63,000 | 108,000 | 172,000 | 227,000 |
| Noninterest expense | 353,000 | 708,000 | 1,090,000 | 1,489,000 |
| Provision for loan losses | 60,000 | 180,000 | 200,000 | 250,000 |
| Pretax income | 97,000 | 111,000 | 198,000 | 298,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 97,000 | 111,000 | 198,000 | 298,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,289,000 | 4,268,000 | 4,356,000 | 4,416,000 |
| Total capital | 4,674,000 | 4,650,000 | 4,731,000 | 4,796,000 |
| Risk-weighted assets | 30,598,000 | 30,322,000 | 29,780,000 | 30,218,000 |