Call reports 2011
PEOPLES BANK OF MONITEAU COUNTY — 2011
What PEOPLES BANK OF MONITEAU COUNTY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 49,378,000 | 50,586,000 | 51,203,000 | 50,965,000 |
| Total loans | 30,073,000 | 30,563,000 | 31,228,000 | 31,261,000 |
| Allowance for loan losses | 598,000 | 597,000 | 652,000 | 615,000 |
| Securities available for sale | 14,451,000 | 16,020,000 | 16,796,000 | 17,201,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,078,000 | 41,903,000 | 42,649,000 | 42,236,000 |
| Interest-bearing deposits | 35,829,000 | 36,450,000 | 36,983,000 | 36,719,000 |
| Noninterest-bearing deposits | 5,248,000 | 5,453,000 | 5,666,000 | 5,517,000 |
| Equity capital | 3,768,000 | 4,122,000 | 4,374,000 | 4,560,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 627,000 | 1,261,000 | 1,905,000 | 2,532,000 |
| Interest expense | 200,000 | 399,000 | 588,000 | 771,000 |
| Net interest income | 427,000 | 862,000 | 1,317,000 | 1,761,000 |
| Noninterest income | 59,000 | 128,000 | 197,000 | 262,000 |
| Noninterest expense | 354,000 | 701,000 | 1,076,000 | 1,434,000 |
| Provision for loan losses | 381,000 | 396,000 | 456,000 | 470,000 |
| Pretax income | -249,000 | -107,000 | -18,000 | 212,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -249,000 | -107,000 | -18,000 | 212,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,796,000 | 3,937,000 | 3,992,000 | 4,192,000 |
| Total capital | 4,172,000 | 4,316,000 | 4,379,000 | 4,579,000 |
| Risk-weighted assets | 29,857,000 | 30,133,000 | 30,679,000 | 30,750,000 |