Call reports 2009
PEOPLES BANK OF MONITEAU COUNTY — 2009
What PEOPLES BANK OF MONITEAU COUNTY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 42,857,000 | 43,053,000 | 44,239,000 | 44,553,000 |
| Total loans | 28,726,000 | 29,323,000 | 30,295,000 | 30,322,000 |
| Allowance for loan losses | 289,000 | 230,000 | 226,000 | 229,000 |
| Securities available for sale | 12,120,000 | 11,683,000 | 11,878,000 | 11,550,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,977,000 | 35,579,000 | 34,597,000 | 35,021,000 |
| Interest-bearing deposits | 32,190,000 | 32,031,000 | 30,828,000 | 30,670,000 |
| Noninterest-bearing deposits | 3,787,000 | 3,548,000 | 3,769,000 | 4,351,000 |
| Equity capital | 3,668,000 | 3,629,000 | 3,850,000 | 3,780,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 616,000 | 1,236,000 | 1,871,000 | 2,516,000 |
| Interest expense | 275,000 | 544,000 | 803,000 | 1,046,000 |
| Net interest income | 341,000 | 692,000 | 1,068,000 | 1,470,000 |
| Noninterest income | 57,000 | 112,000 | 174,000 | 229,000 |
| Noninterest expense | 315,000 | 632,000 | 958,000 | 1,338,000 |
| Provision for loan losses | 15,000 | 90,000 | 109,000 | 129,000 |
| Pretax income | 77,000 | 93,000 | 204,000 | 293,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 77,000 | 93,000 | 204,000 | 293,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,580,000 | 3,588,000 | 3,693,000 | 3,729,000 |
| Total capital | 3,869,000 | 3,818,000 | 3,919,000 | 3,958,000 |
| Risk-weighted assets | 28,210,000 | 28,599,000 | 29,382,000 | 29,643,000 |