Call reports 2008
PEOPLES BANK OF MONITEAU COUNTY — 2008
What PEOPLES BANK OF MONITEAU COUNTY reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 40,280,000 | 41,075,000 | 41,839,000 | 42,891,000 |
| Total loans | 24,886,000 | 26,931,000 | 27,968,000 | 28,315,000 |
| Allowance for loan losses | 268,000 | 291,000 | 295,000 | 286,000 |
| Securities available for sale | 12,730,000 | 11,774,000 | 11,899,000 | 11,821,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,692,000 | 34,619,000 | 34,822,000 | 35,673,000 |
| Interest-bearing deposits | 30,135,000 | 31,185,000 | 31,247,000 | 31,913,000 |
| Noninterest-bearing deposits | 3,557,000 | 3,434,000 | 3,575,000 | 3,760,000 |
| Equity capital | 3,322,000 | 3,215,000 | 3,239,000 | 3,551,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 623,000 | 1,240,000 | 1,872,000 | 2,495,000 |
| Interest expense | 327,000 | 637,000 | 942,000 | 1,236,000 |
| Net interest income | 296,000 | 603,000 | 930,000 | 1,259,000 |
| Noninterest income | 54,000 | 106,000 | 170,000 | 225,000 |
| Noninterest expense | 284,000 | 587,000 | 901,000 | 1,241,000 |
| Provision for loan losses | 8,000 | 30,000 | 48,000 | 192,000 |
| Pretax income | 78,000 | 115,000 | 174,000 | 82,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 78,000 | 115,000 | 174,000 | 82,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,238,000 | 3,265,000 | 3,320,000 | 3,511,000 |
| Total capital | 3,506,000 | 3,556,000 | 3,615,000 | 3,797,000 |
| Risk-weighted assets | 24,978,000 | 27,022,000 | 27,835,000 | 28,186,000 |