Call reports 2007
PEOPLES BANK OF MONITEAU COUNTY — 2007
What PEOPLES BANK OF MONITEAU COUNTY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 34,635,000 | 34,974,000 | 36,835,000 | 38,559,000 |
| Total loans | 20,205,000 | 21,414,000 | 22,518,000 | 24,280,000 |
| Allowance for loan losses | 284,000 | 287,000 | 287,000 | 265,000 |
| Securities available for sale | 11,305,000 | 11,472,000 | 11,619,000 | 11,792,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,907,000 | 28,756,000 | 30,496,000 | 31,667,000 |
| Interest-bearing deposits | 24,742,000 | 25,658,000 | 26,957,000 | 28,134,000 |
| Noninterest-bearing deposits | 3,165,000 | 3,098,000 | 3,539,000 | 3,533,000 |
| Equity capital | 3,087,000 | 2,982,000 | 3,094,000 | 3,202,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 530,000 | 1,094,000 | 1,681,000 | 2,296,000 |
| Interest expense | 274,000 | 581,000 | 898,000 | 1,222,000 |
| Net interest income | 256,000 | 513,000 | 783,000 | 1,074,000 |
| Noninterest income | 41,000 | 83,000 | 129,000 | 174,000 |
| Noninterest expense | 251,000 | 522,000 | 807,000 | 1,108,000 |
| Provision for loan losses | 10,000 | 10,000 | 13,000 | 16,000 |
| Pretax income | 36,000 | 64,000 | 92,000 | 130,000 |
| Income tax | -1,000 | -1,000 | -1,000 | -41,000 |
| Net income | 37,000 | 65,000 | 93,000 | 171,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,056,000 | 3,084,000 | 3,097,000 | 3,160,000 |
| Total capital | 3,314,000 | 3,357,000 | 3,384,000 | 3,425,000 |
| Risk-weighted assets | 20,598,000 | 21,806,000 | 22,932,000 | 24,466,000 |