Call reports 2006
PEOPLES BANK OF MONITEAU COUNTY — 2006
What PEOPLES BANK OF MONITEAU COUNTY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 32,037,000 | 32,855,000 | 32,646,000 | 33,307,000 |
| Total loans | 18,540,000 | 19,797,000 | 20,243,000 | 20,417,000 |
| Allowance for loan losses | 293,000 | 289,000 | 304,000 | 283,000 |
| Securities available for sale | 10,723,000 | 10,843,000 | 10,893,000 | 11,127,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,319,000 | 25,054,000 | 25,350,000 | 26,123,000 |
| Interest-bearing deposits | 21,795,000 | 22,347,000 | 22,616,000 | 22,996,000 |
| Noninterest-bearing deposits | 3,524,000 | 2,707,000 | 2,734,000 | 3,127,000 |
| Equity capital | 2,900,000 | 2,889,000 | 3,057,000 | 3,057,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 459,000 | 943,000 | 1,452,000 | 1,979,000 |
| Interest expense | 197,000 | 402,000 | 654,000 | 916,000 |
| Net interest income | 262,000 | 541,000 | 798,000 | 1,063,000 |
| Noninterest income | 39,000 | 77,000 | 118,000 | 155,000 |
| Noninterest expense | 198,000 | 417,000 | 647,000 | 899,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 50,000 |
| Pretax income | 82,000 | 165,000 | 218,000 | 264,000 |
| Income tax | 2,000 | 4,000 | 4,000 | 12,000 |
| Net income | 80,000 | 161,000 | 214,000 | 252,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,916,000 | 2,983,000 | 3,036,000 | 3,034,000 |
| Total capital | 3,147,000 | 3,233,000 | 3,315,000 | 3,314,000 |
| Risk-weighted assets | 18,423,000 | 19,939,000 | 22,272,000 | 22,368,000 |