Call reports 2005
PEOPLES BANK OF MONITEAU COUNTY — 2005
What PEOPLES BANK OF MONITEAU COUNTY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 29,518,000 | 29,700,000 | 29,982,000 | 30,201,000 |
| Total loans | 17,492,000 | 17,945,000 | 18,044,000 | 18,618,000 |
| Allowance for loan losses | 311,000 | 261,000 | 284,000 | 294,000 |
| Securities available for sale | 10,499,000 | 10,703,000 | 10,312,000 | 10,164,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,281,000 | 23,275,000 | 23,244,000 | 23,531,000 |
| Interest-bearing deposits | 20,315,000 | 20,192,000 | 20,487,000 | 20,537,000 |
| Noninterest-bearing deposits | 2,966,000 | 3,083,000 | 2,757,000 | 2,994,000 |
| Equity capital | 2,754,000 | 2,886,000 | 2,914,000 | 2,862,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 403,000 | 822,000 | 1,255,000 | 1,696,000 |
| Interest expense | 148,000 | 307,000 | 483,000 | 665,000 |
| Net interest income | 255,000 | 515,000 | 772,000 | 1,031,000 |
| Noninterest income | 31,000 | 58,000 | 85,000 | 108,000 |
| Noninterest expense | 182,000 | 383,000 | 582,000 | 827,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 100,000 |
| Pretax income | 77,000 | 131,000 | 190,000 | 214,000 |
| Income tax | 4,000 | 3,000 | 3,000 | 1,000 |
| Net income | 73,000 | 128,000 | 187,000 | 213,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,754,000 | 2,809,000 | 2,868,000 | 2,852,000 |
| Total capital | 2,973,000 | 3,031,000 | 3,091,000 | 3,081,000 |
| Risk-weighted assets | 17,438,000 | 17,693,000 | 17,818,000 | 18,216,000 |